The Undisbursed Banks’ Loans Reach Rp2,372 Trillion:
Despite improving credit growth, a substantial portion of Indonesia’s approved loans remains unused, signaling caution among businesses and structural inefficiencies…
Category: Finance
Double-Digit Credit Growth to Sustain Indonesia’s 5% Economic Expansion Target
Indonesia’s financial regulator is calling for stronger credit growth to support the country’s long-term economic ambitions. With bank lending rising…
Digital Banking Surges as Gen Z and Millennials Drive Daily Financial Transactions
Digital banking is no longer a niche—it’s the new norm for millions of Indonesians navigating daily financial needs. A recent…
OJK Issues POJK 19/2025 to Boost MSME Financing Access
Indonesia’s Financial Services Authority (OJK) has launched a landmark regulation to expand financing access for micro, small, and medium enterprises…
Indonesia’s External Debt Declines in July 2025
Indonesia’s external debt position eased slightly in July 2025, signaling cautious optimism in the country’s fiscal and monetary strategy. Bank…
Rp200 Trillion Liquidity Injection Faces Real-Economy Constraints
Indonesia’s Rp200 trillion liquidity injection into state-owned banks marks a bold fiscal move to stimulate credit and economic growth. Yet…
Indonesia–China Expand Financial Ties via Local Currency and QRIS Cross-Border Payments
Indonesia and China are advancing regional financial connectivity through a landmark collaboration on Local Currency Transactions (LCT) and cross-border QRIS…
Injects Rp200 Trillion into State-Owned Banks to Boost Economy Liquidity
In a decisive move to stimulate economic activity, the Indonesian government will channel Rp200 trillion from its reserves at Bank…
Branch Closures Accelerate Across Indonesian Banks in 2025
Indonesia’s banking landscape is undergoing a quiet transformation, with branch networks shrinking across state-owned, regional, and private banks. According to…